Kirsten Turner Consulting

For local loans, KTC does not charge any Application/Retainer fees where it prepared the Business Plan/Feasibility Study Report in support of the loan application. Otherwise, incidental charges for project review & repackaging would apply. Note that some lenders would require the payment of certain pre-disbursement fees before loan funds are released to the loan applicant.
For foreign loans, KTC does not also charge an Application/Retainer fee, however many off-shore lenders require a loan application fee/Retainer. Where this is the case, the applicant pays this directly to the lender or its agents. KTC is an independent contractor and not an Agent.